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Learn about the people who benefit most from reading Market Platform Dynamics' book on Paying with Plastic

About this website


Payingwithplastic.org is a site dedicated to the collection and distribution of information related to the payment card industry.

It builds on our book, Paying with Plastic, the second edition of which was published in 2005.

As we began to update our content for the new edition of the book, we were struck by how dramatically the industry had changed since we wrote the first edition back in 1999. And more has changed since the second edition was published in 2005.

At the center of this change, we think, is the impact that emerging technologies is having today and will have going forward, on the industry itself.

New players are changing not only the rules, but in many cases, the playing field itself. An industry that was known for its rather consistent and predictable business model is today undergoing the kind of gut-wrenching transformation that will leave its mark on merchants, consumers, issuers, and acquirers for years to come.  

Thus, we offer this web site as a way to not only supplement Paying with Plastic but to keep you updated on the state of change in an industry that seems to change, more than a little, almost every day. 

We hope that you find it useful.

We welcome your comments, insights and questions. 

Dr. David S. Evans
Founder, Market Platform Dynamics
Visiting Professor, University College London
Email David

Dr. Richard Schmalensee
Chairman, Market Platform Dynamics
Professor of Economics and Management, MIT
John C Head III Dean, MIT Sloan School of Management
Email Dick